Understanding Uninsured Motorist Accidents and Claims
Uninsured Motorist Accident Attorneys Serving Los Angeles, Riverside and San Bernardino counties for over 20 years.
Did Someone Without Auto Insurance Hit you?
Carrying car insurance is like wearing a seat belt; it provides protection in an accident. Unfortunately, when someone doesn’t carry auto insurance – or doesn’t carry enough of it – it’s the other person who suffers. If you were hit by an uninsured or underinsured driver, you were left with the damage and the resulting bills. It isn’t fair.
The good news is that uninsured or underinsured motorists (UM/UIM) coverage may provide the financial help you need. At the Law Offices of Eslamboly Hakim our uninsured motorist accident attorneys have decades of experience helping thousands of injured people and their families. We understand all the details of auto insurance policies, and we can also help you seek full compensation.
Understanding The Basics Of UM/UIM Coverage
If the person who hit you doesn’t have enough insurance to cover the damage he or she caused, the UM/UIM coverage you have through your own insurance company can provide compensation. If the at-fault driver isn’t located it also provides compensation for hit-and-run accidents . (Note: The hit-and-run vehicle must have actually come in contact with your vehicle for UM/UIM benefits to kick in.)
Under California law, your insurance company is not allowed to raise your premiums for using your UM/UIM coverage.
This Coverage Can Benefit Pedestrians, Bicyclists And Family Members
In California, this type of auto accident coverage can make a difference in a wide variety of situations. It doesn’t only cover you in a collision with another vehicle. It can also provide coverage if you were injured while:
It will also cover:
- Any adult family members living in your house
- Your minor children
- Any injured passengers
Uninsured Motorist Accident Attorneys will give you a Free Consultation
Contact an attorney at the Law Offices of Eslamboly Hakim and get a free consultation about your situation. We have recovered millions of dollars for those in need, and we want to help you, too. Call us at 800-LAW-TALK (529-8255) or send us an email.